You have decided to buy a schooner to sail the maine coast when you retire the boat builder has

fered to allow you to pay for the schooner in 8 annual payments of $35,000 and the payments will begin 5 years from today. If the interest rate is 4%, what is the value today of your schooner?

have decided on the pool in the picture above the pool costs 6999 plus 219 for delivery it will cost 320 plus GST 15% to get an electrician to install a special plug for the pool the pool cover costs 479 however Mr Michael has negotiated a 20% discount the family have been given approval for a loan of up to 6999 Loan the bank to pay for the pool the lawn has an interest rate of 5.45% the loan & interests need to be repaid by the end of 12 months the family have saved 1000 to cover the cost of delivery installation and the cover they can spare one-tenth of their weekly income to repay the loan.can the Michael family afford to buy the spa pool you must show all working and state what you are calculating at each step

inefficiencies, etc), and suggest an improved process. Open and read the Process Improvement (Final Q 1) document which describes the process steps in words and also includes a process map as a visual tool for understanding what's going on in each step. You will need to respond to the following three sub-questions: FINAL Q1: 3 Attachments are the Q1 ------------------------------------------------------------------------------------------------------------------------------------------------------------------ I need the 3 part question answered. This is everything in the question.. Understand that there is NOTHING INCOMPLETE, I have added everything that was sent to us. ------------------------------------------------------------------------------------------------------------------------------------------------------------------ a. Of the 9 process steps in the Process Improvement (Final Q 1) document, which specific steps in that process are experiencing lean wastes and/or process cycle time issues (please note, there is more than one step experiencing issues). In your response, name the process step, and/or the transfer interface between steps, and what waste(s) or cycle time issue is involved. Be sure to use standard lean/six sigma terminology that we used in the course when referring to any of the quality concepts; e.g., transportation waste when referring to situations involving a lot of moving around from one place to another. --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- b. Which of the process steps you identified in part a do you believe could benefit from process improvement and why? --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- c. What changes would you institute in the process to improve the steps you cited in part b of this question and describe how those changes improves the process. Be specific about which process step(s) your improving and thoroughly describe the improvement to that step. [Note: This question ties to what you decided was important in part b question above.] Also, when answering how you would improve a given process step, assume you have an unlimited budget and personnel resources and you can do mostly anything you want as long as it doesn't violate the laws of physics or the judicial system. Be cautious though because process improvement is designed to save time, money, and resources in doing the needed work.For example, automation is good, and also potentially expensive, so is it worth it for the improvement? - you will have to be the judge of that.

t way to do that would be to investigate her students’ test performance in a number of ways. The first thing she did was separate her students’ test scores based on the time of day she held her lectures (morning vs evening). Next she recorded the type of test students were writing (multiple choice vs short answer). She selected a random sample of students from her morning (n = 6) and evening (n = 7) classes (total of 13) and recorded scores from two of their tests as shown below. Morning Evening Multiple Choice Short Answer Multiple Choice Short Answer 66 74 70 45 64 55 80 55 72 77 78 55 70 57 84 60 61 58 64 70 67 69 84 60 70 63 DATA Set 1: Good morning sunshine. Is Time of Day important? 1. Prof. Maya recently read an article that concluded students retained more information when attending classes in the morning. Based on this finding she thought students in her morning class might have performed differently on their Short Answer test scores when compared to students in her evening class. Does the data support her hypothesis? [15 points] Multiple Guess! Does Exam Type matter? 2. Prof. Maya also knew that students often did better on multiple-choice tests because they only have to recognize the information (rather than recall it). Given this, she thought students attending the morning class might perform differently on the Multiple-Choice test when compared to the Short Answer test. Does the data support her hypothesis? [15 points] DATA Set 2: We’ll try anything once. Does the new Tutorial Plan work? 3. Combining all of her students (and ignoring time of day), Prof. Maya asked her TAs to try a new – and very expensive - tutorial study plan. She then chose a random sample of 20 students to receive the new study plan and another sample of 30 to continue using the old study plan. Following an in-class quiz, she divided the students into 3 levels of achievement (below average, average, and above average), and then created the frequency table below. Does the new expensive tutorial study plan improve student performance? [15 points] Below average Average Above Average New plan 7 7 6 Old plan 6 15 9 DATA Set 3: How are YOU doing? 4. Finally, Prof. Maya thinks that her 2018 class is doing better than her 2017 class did. She decided to collect a sample of test scores from the students in her course this year (combining all of the groups) and compare the average with her previous year’s class average. Does the data support her hypothesis? [15 points] The 2017 class average = 63% The 2018 sample size = 25 The 2018 sample standard deviation = 11 The 2018 sample average = use your actual midterm mark (yes, you the student reading this :) Bonus: What does it all mean? 5. Bonus: IF Prof. Maya had complete control of how and when she ran her course in 2018, considering all the info you just found in the 3 data sets, write a brief statement of how you would recommend she set-up the course next year – and explain why. [5 points]

t way to do that would be to investigate her students’ test performance in a number of ways. The first thing she did was separate her students’ test scores based on the time of day she held her lectures (morning vs evening). Next she recorded the type of test students were writing (multiple choice vs short answer). She selected a random sample of students from her morning (n = 6) and evening (n = 7) classes (total of 13) and recorded scores from two of their tests as shown below. DATA Set 1: Good morning sunshine. Is Time of Day important? 1. Prof. Maya recently read an article that concluded students retained more information when attending classes in the morning. Based on this finding she thought students in her morning class might have performed differently on their Short Answer test scores when compared to students in her evening class. Does the data support her hypothesis? [15 points] Multiple Guess! Does Exam Type matter? 2. Prof. Maya also knew that students often did better on multiple-choice tests because they only have to recognize the information (rather than recall it). Given this, she thought students attending the morning class might perform differently on the Multiple-Choice test when compared to the Short Answer test. Does the data support her hypothesis? [15 points] DATA Set 2: We’ll try anything once. Does the new Tutorial Plan work? 3. Combining all of her students (and ignoring time of day), Prof. Maya asked her TAs to try a new – and very expensive - tutorial study plan. She then chose a random sample of 20 students to receive the new study plan and another sample of 30 to continue using the old study plan. Following an in-class quiz, she divided the students into 3 levels of achievement (below average, average, and above average), and then created the frequency table below. Does the new expensive tutorial study plan improve student performance? [15 points] Below average Average Above Average New plan 7 7 6 Old plan 6 15 9 DATA Set 3: How are YOU doing? 4. Finally, Prof. Maya thinks that her 2018 class is doing better than her 2017 class did. She decided to collect a sample of test scores from the students in her course this year (combining all of the groups) and compare the average with her previous year’s class average. Does the data support her hypothesis? [15 points] The 2017 class average = 63% The 2018 sample size = 25 The 2018 sample standard deviation = 11 The 2018 sample average = use your actual midterm mark (yes, you the student reading this :) Bonus: What does it all mean? 5. Bonus: IF Prof. Maya had complete control of how and when she ran her course in 2018, considering all the info you just found in the 3 data sets, write a brief statement of how you would recommend she set-up the course next year – and explain why. [5 points]

list uses dynamic memory allocation to grow as the size of the data set grows. Unlike linked lists, a binary search tree is very fast to insert, delete and search. Project Description When an author produce an index for his or her book, the first step in this process is to decide which words should go into the index; the second is to produce a list of the pages where each word occurs. Instead of trying to choose words out of our heads, we decided to let the computer produce a list of all the unique words used in the manuscript and their frequency of occurrence. We could then go over the list and choose which words to put into the index. The main object in this problem is a "word" with associated frequency. The tentative definition of "word" here is a string of alphanumeric characters between markers where markers are white space and all punctuation marks; anything non-alphanumeric stops the reading. If we skip all un-allowed characters before getting the string, we should have exactly what we want. Ignoring words of fewer than three letters will remove from consideration such as "a", "is", "to", "do", and "by" that do not belong in an index. In this project, you are asked to write a program to read any text file and then list all the "words" in alphabetic order with their frequency together appeared in the article. The "word" is defined above and has at least three letters. Note: Your result should be printed to an output file named YourUserID.txt. You need to create a Binary Search Tree (BST) to store all the word object by writing an insertion or increment function. Finally, a proper traversal print function of the BST should be able to output the required results. The BST class in the text can not be used directly to solve this problem. It is also NOT a good idea to modify the BST class to solve this problem. Instead, the following codes are recommended to start your program. //Data stored in the node type struct WordCount { string word; int count; }; //Node type: struct TreeNode { WordCount info; TreeNode * left; TreeNode * right; }; // Two function's prototype // Increments the frequency count if the string is in the tree // or inserts the string if it is not there. void Insert(TreeNode*&, string); // Prints the words in the tree and their frequency counts. void PrintTree(TreeNode* , ofstream&); //Start your main function and the definitions of above two functions. Sample Run Please type the text file name: Lincoln.txt Please give the output text file name: mus11.txt You are done! You can open the file "mus11.txt" to check. Press any key to continue ------------------------------------------------------------------------------------------------------------------------------------------------ lincoln.txt--- The Gettysburg Address Gettysburg, Pennsylvania November 19, 1863 Four score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal. Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure. We are met on a great battle-field of that war. We have come to dedicate a portion of that field, as a final resting place for those who here gave their lives that that nation might live. It is altogether fitting and proper that we should do this. But, in a larger sense, we can not dedicate -- we can not consecrate -- we can not hallow -- this ground. The brave men, living and dead, who struggled here, have consecrated it, far above our poor power to add or detract. The world will little note, nor long remember what we say here, but it can never forget what they did here. It is for us the living, rather, to be dedicated here to the unfinished work which they who fought here have thus far so nobly advanced. It is rather for us to be here dedicated to the great task remaining before us -- that from these honored dead we take increased devotion to that cause for which they gave the last full measure of devotion -- that we here highly resolve that these dead shall not have died in vain -- that this nation, under God, shall have a new birth of freedom -- and that government of the people, by the people, for the people, shall not perish from the earth. ------------------------------------------------------------------------------------------------------------------------------------------------ mus11.txt 1863 1 Address 1 But 1 Four 1 Gettysburg 2 God 1 Liberty 1 November 1 Now 1 Pennsylvania 1 The 3 above 1 add 1 advanced 1 ago 1 all 1 altogether 1 and 6 any 1 are 3 battle-field 1 before 1 birth 1 brave 1 brought 1 but 1 can 5 cause 1 civil 1 come 1 conceived 2 consecrate 1 consecrated 1 continent 1 created 1 dead 3 dedicate 2 dedicated 4 detract 1 devotion 2 did 1 died 1 earth 1 endure 1 engaged 1 equal 1 far 2 fathers 1 field 1 final 1 fitting 1 for 5 forget 1 forth 1 fought 1 freedom 1 from 2 full 1 gave 2 government 1 great 3 ground 1 hallow 1 have 5 here 8 highly 1 honored 1 increased 1 larger 1 last 1 little 1 live 1 lives 1 living 2 long 2 measure 1 men 2 met 1 might 1 nation 5 never 1 new 2 nobly 1 nor 1 not 5 note 1 our 2 people 3 perish 1 place 1 poor 1 portion 1 power 1 proper 1 proposition 1 rather 2 remaining 1 remember 1 resolve 1 resting 1 say 1 score 1 sense 1 seven 1 shall 3 should 1 struggled 1 take 1 task 1 testing 1 that 13 the 9 their 1 these 2 they 3 this 4 those 1 thus 1 under 1 unfinished 1 vain 1 war 2 what 2 whether 1 which 2 who 3 will 1 work 1 world 1 years 1